IMAGE ALTERNATE TEXT

Increase customer satisfaction by transacting electronically

About e-Conveyancing

About e-Conveyancing

What is e-Conveyancing? 

e-Conveyancing minimises the manual processes and paperwork associated with property exchange by enabling financial institutions, lawyers and conveyancers and others to transact together online.

It improves efficiency and transparency by enabling property settlements to be completed electronically with pre-populated data, real-time lodgement and streamlined processes.

The origins of e-Conveyancing

e-Conveyancing is an initiative championed by the property industry to simplify and digitise the complex process of property exchange. Instigated by the Council of Australian Governments (COAG), it’s built around an online network of members supported by PEXA.

To ensure the integrity of the network, the Australian Registrars’ National Electronic Conveyancing Council (ARNECC) has developed a regulatory framework, under which PEXA operates. Industry safeguards include the Participation Agreement, Verification of Identity (VOI) and Digital Certificates.

e-Conveyancing is currently live in five states and is a collaboration between many industry participants, including financial institutions, Land Registries and the Reserve Bank of Australia (RBA).

Digital Transformation

PEXA is committed to supporting the property industry as it transitions towards a 100% digital future. Land Use Victoria and Landgate’s reforms requiring certain land registry instruments to be lodged electronically from 1 August 2016, marked the first phase of digital transformation for property instruments nationally. Our dedicated team is committed to working with all organisations to assist with the implementation of online conveyancing transactions.

Land Registry Changes 1 March 2017

Land and Property Information (LPI) New South Wales is following Land Use Victoria and Landgate’s lead and bringing property transactions online. 

From 1 March 2017, Authorised Deposit-taking Institutions (ADI) or their Representatives are required to lodge standalone discharges of mortgage and consumer mortgages in PEXA. If you need to lodge electronically in New South Wales, you can learn more below, or contact our dedicated Support Centre for assistance. 

The LPI changes are available here.

Land Registry Changes 1 August 2016

If you are an Authorised Deposit-taking Institution (ADI) or a legal practice representing an ADI and need to lodge electronically in Victoria or Western Australia, you can learn more below, or contact our dedicated Support Centre for assistance. 

Learn More

  • placeholder icon

    Speed

    Real-time lodgement of Land Registry documents.

  • placeholder icon

    Accuracy

    Pre-lodgement verification and direct access to Land Registry data.

  • placeholder icon

    Visibility

    Tracking of all parties’ progress through each stage of the transaction.

  • placeholder icon

    Convenience

    Geographical barriers removed with settlement completed online.

  • placeholder icon

    Efficiency

    Online completion of settlement and fast access to proceeds of sale.

Electronic Transactions

Electronic Transactions

Online transactions available to you:

Lodgement only

  • Mortgage and Discharge of Mortgage

    Mortgage and Discharge of Mortgage

    Lodge your mortgage or discharge of mortgage in real-time.

  • Lodgement and Withdrawal of Caveat

    Lodgement and Withdrawal of Caveat

    Electronically lodge or withdraw caveats efficiently and in real time.

Lodgement and Financial Settlement

  • Refinances

    Refinances

    Complete refinances within 15 days, with instant lodgement and financial settlement.

  • Transfers

    Transfers

    Lodge and settle electronically - no need to physically attend settlement.

  • Linked Settlements

    Linked Settlements

    Ability to easily complete Linked Settlements electronically.

Network Members

Network Members

Find members ready to transact

PEXA continues to grow, with members including many financial institutions, including the four major banks and over 3,000 lawyers and conveyancers. PEXA has activated over 80 financial institutions.

PEXA’s Member Search and Qualifier tools are available to help you start transacting electronically.

Member Search
Search online for members who are ready to transact with you.

PEXA Qualifier
Identify files that you may complete electronically.

Find a member  Identify a file

Hear from your network

Martyn Norman, Head of Lending at Bank Australia describes his experiences with e-Conveyancing.

  • placeholder
    Play

    Watch Martyn's story

    Hear from Martyn Norman, Head of Lending at Bank Australia.

Help & Community

Help & Community

Keep up to date with the network

Visit the e-Conveyancing Community to read the latest industry agreed refinance and transfer guidelines and to follow discussion threads between members of the PEXA network.

Visit the Community 

Pricing

Pricing

How much does it cost?

PEXA-registered financial institutions pay only per successful transaction. PEXA does not charge up-front registration fees or ongoing subscription fees.

Charges are based on the type of transaction (e.g. mortgage, discharge of mortgage). This fee is separate from the statutory lodgement fees, which are set by each jurisdiction’s Land Registry.

For security, PEXA uses Digital Certificates to encrypt the data of documents signed online. This maintains the security of the network. When you register, you’ll receive your first Digital Certificate free of charge. Additional Digital Certificates cost $146.74 inc. GST each.

Pricing - Mortgage Processing - Financial Institutions
Mortgage Processing Single TItle Multiple Titles*
Lodgement of Mortgage $41.47 $57.42
Discharge Mortgage $20.13 $31.68
Mortgage with Caveat Withdrawal $41.47 $57.42
Mortgage with Financial Settlement $55.33 $71.28
Discharge with Financial Settlement $40.92 $52.36

*Related to multiple titles on the same registry instrument.

Click through to view the full pricing schedule and further pricing information. 

View Pricing

Managing Work in PEXA

Managing Work in PEXA

How PEXA Manager can help

PEXA Manager sits alongside the PEXA system and helps you to monitor, manage and prioritise your Workspaces and invitations.

Focus your attention on the important tasks at hand. PEXA Manager supports you across all transaction types currently available on the PEXA platform.

  • placeholder icon

    Administer work

    Manage outstanding tasks and assign work to your users and representatives.

  • placeholder icon

    Track progress

    Manage work waiting for other participants to action.

  • placeholder icon

    Stay updated

    Receive alerts based on protocols in the industry agreed refinance and transfer guidelines.

Contact your PEXA Account Manager or our Support Centre to discuss gaining access to PEXA Manager.

Operating Models

Operating Models

Flexibility to suit your current and future needs

PEXA currently has two different operating models available for financial institutions.

Principal Subscriber
You can perform your own transactions and/or use panel Representative Subscribers (lawyers and conveyancers) to act on your behalf. You may also use a third-party processor (sub-contractor) to act on your behalf.

In order to be eligible to be a Principal Subscriber, you will need to meet the Eligibility Criteria in the Model Participation Rules. This includes the Insurance Rules which set out requirements in relation to insurance. ADIs are deemed to comply with the insurance requirements, while non- ADIs are required to hold the prescribed insurance. 

Non-Transacting Panel Master
Financial institutions who utilise this model do not need to meet the Eligibility Criteria in the Model Participation Rules. 

Representative Subscribers (lawyers and/or conveyancers) act on your behalf. You will not be able to perform your own transactions, however you will be visible on the PEXA network.

placeholder

PEXA caters for three different lender types.

  • placeholder

    Authorised Deposit taking Institutions (ADI)

  • placeholder

    Non-ADIs

  • placeholder

    Mortgage Managers

Sign up with PEXA

Sign up with PEXA

Starting with PEXA

PEXA’s dedicated Financial Services Team is here to support you in the transition to electronic property transactions. When you register your interest in joining the e-Conveyancing network, a member of the team will contact you and walk you through the process. 

Email PEXA

  • placeholder icon

    Commercial readiness

    Building your business case and completing paperwork.

  • placeholder icon

    Operational readiness

    Understanding your processes and integrating with PEXA.

  • placeholder icon

    Technical readiness

    Setting up user groups and sourcing funding solutions.

Learning to Use PEXA

Learning to Use PEXA

  1. The program is free and open to organisations with in-house Learning and Development, Training or Operational Processing teams. By the end of the program, your training team will be PEXA-accredited facilitators with the confidence, knowledge and skills to deliver PEXA training to your organisation. Click here to view our Train-the-Trainer brochure.

    For further information, or to arrange training, contact your Account Manager or training@pexa.com.au

  2. We offer customised in-house training. This training is held at your office and is hands-on and interactive, designed to give your staff a real end-to-end experience of PEXA.

    The topics delivered are based on your internal requirements and can include Mortgages, Discharge of Mortgages, Refinances, Caveats, Transfers and more.

    For further information, or to arrange training, contact your Account Manager or training@pexa.com.au

  3. We also offer customised webinar sessions for your organisation. This can be held at a time of your choice, and access to training materials are provided.

    The topics delivered are based on your internal requirements and can include Mortgages, Discharge of Mortgages, Refinances, Caveats, Transfers and more.

    For further information, or to arrange training, contact your Account Manager or training@pexa.com.au

Events

Events

Throughout the year PEXA presents at a number of events across the country including those run by the ABA, COBA and AB+F.

PEXA is often asked to speak on digital innovations within the banking & finance and property sectors and welcomes your attendance at these sessions.

Hear from PEXA and your peers on how e-Conveyancing is creating digital efficiencies across the entire property settlement process.

View Events

Our friendly staff are on hand to assist you with registering for and learning to use PEXA. Complete the form below and we’ll be in touch with you shortly.

Already a member? Call our dedicated Support Centre for any PEXA platform queries on 1300 084 515.